I have to be within the minority then cus theyвЂ™ve had my bank details since Monday and We nevertheless havenвЂ™t gotten my payment рџ«
Sara, ive received my last reaction from provident offering ВЈ16, 500 it was for 31 loans from 2007 to 2015 once I cleared them off this was at line using what fso recommended if I became paid that in January for 4 loans, any recommendations? when I had formerly just been granted 4 loans i january together with compensated me slightly below ВЈ4600 After tax therefore took it to ombudsman, i dont mean to sound ungrateful its a great quantity but appears low?
Sara (Debt Camel) says
had been the 4 loans upheld bigger loans? these 31 loans, are you experiencing a variety of them and just how much interest you paid on it? exactly how much associated with the 16500 is вЂњ8% statutory interestвЂќ, have actually they told you?
The loans upheld were as follows i dont have interest amunts simply the information on loans ВЈ200 ВЈ900 ВЈ800 ВЈ200 one other lians had been all including ВЈ100 to ВЈ1900 being the best and a ВЈ1700 one i paid them Off im full simply not the attention details
The redress ВЈ9863
All details are had by me of previous redress too im just extremely disoriented about any of it all
Sara (Financial Obligation Camel) says
It is advisable to ask Provident for a summary of your loans therefore the interest you paid on each, thats the best way to exercise in the event that redress ВЈ9863 is proper.
Hi thanks il try calling them before chq comes we have a total of all of the loans ВЈ13, 940 thays perhaps not like the 4 refunded already all of the times they certainly were taken and settled simply not the attention, the redress that is previous, and ВЈ2152 interest for 4 loans , do u think it appears appropriate in your viewpoint sara before a stone the motorboat
Sara (Debt Camel) says
IвЂ™m sorry We canвЂ™t imagine. If that loan ended up being refinanced early, you might have compensated really small interest. Many of these loans do sound big and this may be worth looking at.
You arenвЂ™t вЂњrocking the boatвЂќ вЂ“ it really is definitely reasonable to inquire of when it comes to information on the attention you paid for each loan. And in the event that you look at that and realise it can soon add up to the present offer, you then simply inform them it is fine.
Can anybody please advise? We started my Provident claim back in July this present year, got my selection of loans, pretty quickly, In Sept they contacted us to state 14th I got this reply from the FOS, but I want to know, shall I just play the waiting game or do I need to contact the FOS that I could contact the FOS, which I did, On Oct? Will it be simply an instance of waiting mine up for them to get around to picking.
Many thanks when it comes to given information you delivered us. IвЂ™m weвЂ™ve https://installmentloansite.com/installment-loans-ga/ that is sorry held it’s place in touch with you sooner.
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Simply wait now. It took me personally 4 months from me calling the Financial Ombudsman in their mind contacting me personally informing me personally an instance handler had picked within the instance. IвЂ™m simply looking forward to my cheque from their website now but We made my problem to provident by the end of January so all in every its taken me personally 9-10 months to make it to cheque phase. From whining, passing to ombudsman. Ombudsman taking it on, ombudsman contacting provident, provident telling them theyвЂ™ll spend up and provident giving me personally a page with all the numbers of just how much theyвЂ™re investing. I really hope this can help.
Thank you Julie.
Hoping you can get your cheque extremely quickly вЂ¦ enjoy вЂ¦ and Stay secure.